Ideas for the Mambu Banking Engine

1 VOTE

Separate Receivable GL accounts for Interest Accrued and Interest Due

WhatAbility to link a separate receivable account (asset) to recognise interest accruals posted as part of the Interest Accrued Method configuration under Loan Product Accounting Rules. Please refer below for an example (also attached) of the requ...

Created 3 days ago by Gerard Loedolff

Lending Dynamic Loans / Accounting / Loans

0
3 VOTE

An option to change the monthly repayment due day on active installment loan accounts

What: A possibility to change the Repayment Day on existing and active Installment Loan accounts (Dynamic Term Loan). For example, if an account was created with payments due on every 10th of the month, it would be possible to adjust the account t...

Created 29 days ago by Dorota Nosal

Lending Dynamic Loans / Loans

0 Planned
1 VOTE

Product amendment with backdated financial changes impact

WhatAt Product level, once a global change needs to be performed, it might have a financial impact (interest change in my example). The scope of these changes should be defined, only one as been requested so far.WHYIn the example of a global inter...

Created 10 days ago by Tania Perroud

Deposits / Deposits

0
2 VOTE

Separate permission for adjusting loan disbursements

WhatA separate permission, independent of 'Apply Loan Adjustments', to enable or prevent users from adjusting loan disbursements.WhySome organisations see the ability to apply or adjust loan disbursements as a higher risk than other loan transacti...

Created 29 days ago by James Anderson

Lending Fixed Loans

0
1 VOTE

Notification event for loan account, when loan instalment is due/overdue by X days

WhatNew event (e.g. Repayment Overdue by) + textbox for number of days (analogicaly to an existing event Repayment Due in X Days)WhyThere may be needed notification not only when client enters into arrears, but also for every late instalment when...

Created 15 days ago by Bartosz Kolodziej

Customer / Notifications

0
1 VOTE

Option to apply taxes to Principal

What?Add an option to apply taxes to principal amount in the loan product. Ideally, this should be configurable similar to the current option to apply taxes to Interest, fees, and penalties and should have the option to select the tax source at ac...

Created 17 days ago by Kareem Barreto

Lending Dynamic Loans

0
1 VOTE

Add WHT Source information to Transaction Information for Journal Entries

What?Similar to Tax Rate (Transaction), add Tax Rate Source (Transaction) to Journal Entries.Why?In Australia, WHT collected needs to be separated by tax-resident and tax-foreigners, ideally GL accounts. If separate Tax Rate Sources were setup for...

Created 22 days ago by Sascha Dannroth

Deposits / Accounting / Deposits

0
1 VOTE

Ability to Indicate Deposit Account ID in the UI

What: Allow for deposit account ID assignment/modification in Mambu UI (the same way it is possible for client ID) Why: This is possible via API and we need this capacity via UI as well, in cases when the API process fails and the account needs to...

Created 24 days ago by Suzana Dejkanovic

Deposits / Deposits

0
1 VOTE

Option to not charge overdraft interest if end of day balance is >=0

WhatAn option to not charge overdraft interest if the end-of-day balance is greater than or equal to 0, even if a different balance is used for the calculation itself (e.g. minimum daily balance).WhyThe current behaviour is that the minimum balanc...

Created 24 days ago by James Anderson

Deposits / Deposits

0
8 VOTE

Notification event for when a loan account has been in arrears for X full instalments

WhatAn event to trigger a notification when a loan account has been in arrears for a specified number of full instalments. WhyCertain communications to a client may only be necessary if an account has been in arrears for a given number of full ins...

Created 7 months ago by James Anderson

Lending Fixed Loans / Notifications

1 Will not implement