Ideas for the Mambu App

8 VOTE

Notification event for when a loan account has been in arrears for X full instalments

WhatAn event to trigger a notification when a loan account has been in arrears for a specified number of full instalments. WhyCertain communications to a client may only be necessary if an account has been in arrears for a given number of full ins...

Created 3 months ago by James Anderson

Lending Fixed Loans / Notifications

1 Will not implement
1 VOTE

Encoded key of instalment available as notification placeholder

WhatOffer the encoded key of the upcoming repayment (instalment) relating to the 'Repayment Due' placeholder.WhyThere is currently no reference to the instalment itself, which may be required in various integrations.

Created 12 days ago by James Anderson

Customer / Loans / Notifications / Workflows

0
2 VOTE

Tranched Loans for Fixed Interest

We sometimes have loans that we desire to disburse in two tranches on the same day in most cases. One payment goes to one of our sister company to pay for a product being purchased by the client and the other payment goes to the client. When we tr...

Created 29 days ago by Guest

Lending Fixed Loans / Loans

0
2 VOTE

Completion fee - applied at disbursement, due at last instalment

What: New upfront disbursement fee type which is applied at the moment of disbursement but does not become due until the last instalment. The fee needs to be shown in the schedule, increasing the last installment total expected/ due amounts. In ca...

Created 29 days ago by Szymon Klapcinski

Lending Dynamic Loans / Loans

0
1 VOTE

[Offset Loan] Make the interest saved due to the redraw balance available for redraw

What?On an Offset Loan account with Redraw the interest is calculated as the Principal Balance - Redraw Balance. If the Redraw Balance for a given period is >0, then the interest calculated is going to be lower than the expected interest for th...

Created 16 days ago by Sascha Dannroth

Lending Revolving Credit / Loans

0 Planned
1 VOTE

Retrieve deposit account via card id

What?Create an API that allows retrieving a deposit account via the card's referenceToken that is linked to the account.Why?It is currently not possible to identify the deposit account to which a card is linked to based on the card's referenceToke...

Created 16 days ago by Sascha Dannroth

Deposits / Deposits

0
2 VOTE

Change Pending State on "Refinanced" loans

Currently state on Refinanced loans is "Pending", however loans are already Closed. Would be an advantage if State would be changed either changed to "Refinanced"/"Rescheduled" or just to "Closed".

Created about 1 month ago by Julija Varneckiene

Lending Dynamic Loans / CRM

0
2 VOTE

Fee Amortisation using a daily EIR income recognition

What: a new amortisation method for disbursement fees for daily EIR income recognition (detailed calculations attached in an excel file).From the accounting perspective, the debit and credit postings will be the same as for any fee amortisation, i...

Created about 1 month ago by Dorota Nosal

Lending Fixed Loans / Accounting

0 Planned
2 VOTE

Add additional date filters Before/After Today

What: Add an additional filtering option for date fields that would allow filtering either before or after current date, i.e. “Before Today”, “After Today”.Why: At the moment, the existing filters require selection of a specific date/ current date...

Created about 1 month ago by Ancuta Covaci

Customer / Custom Views

0
2 VOTE

Add Rescheduling Option for Locked Accounts

What:At the moment it is not possible to reschedule locked loan accounts. However, some tenants use locking functionality to track loan accounts in collection, result of which a settlement could be reached using new loan terms, and reschedule opti...

Created about 1 month ago by Suzana Dejkanovic

Lending Fixed Loans / Loans

0