Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

1 Vote

Overdraft Penalties

What: Add penalty parameters and functionality in overdrafts as available on lending products Why: Charging additional penalty interest on overdrafts in arrears (and log it separately in accounting) is a common use case that Mambu doesn't cover

Created 13 Oct 04:23pm by Rodrigo Ocampo Uribe

Deposits / Deposits

0
1 Vote

Transferring Deposit Account Ownership

What: Allow changing the account holder of Fixed Term Deposit accounts, to model sales of such financial instruments in the market to 3rd parties.Why: Term deposit investments can be financial instruments that can typically be sold in the stock ma...

Created 5 Oct 07:53pm by Rodrigo Ocampo Uribe

Deposits / Deposits

0
1 Vote

Overdraft interest grace period

What: Capability to define X days of no interest accrual when an account goes into overdraft. Why: Product offerings for commercial current accounts can have such definitions, which are cumbersome or not possible to orchestrate via API (eg. when u...

Created 5 Oct 05:58pm by Rodrigo Ocampo Uribe

Deposits / Deposits

0
3 Vote

Add Encoded key placeholder to the webhook communication templates for Deposit product events

What:Add Encoded Key placeholder to the webhook template for the Deposit account transaction related eventsWhy:Encoded keys are the only unique key that identifies an object in Mambu. Having this available for web hook notifications, would allow t...

Created 21 Aug 03:02pm by Alyona Gorlushko

Deposits / Notifications / Deposits

0
1 Vote

Add a notes field to authorization holds APIs

SUMMARY - As an integrator, I would like to add notes to an authorization hold to record why changes were made.WHAT - Similar to regular transactions, it would be useful to have a "notes" field on authorization holds. WHY - Client is increasing / ...

Created 25 Sep 06:12pm by Kevin Boyle

Deposits / Deposits / API

0
1 Vote

Unauthorised (technical) overdraft for withdrawals, or transfers to loans

WhatThe option to allow deposit accounts to go into a negative balance when either making withdrawals, or transfers to loan accounts (including automatic repayments from the settlement account).WhyBanks in some countries allow unauthorised overdra...

Created 15 Sep 07:18am by James Anderson

Deposits / Loans / Deposits

0
1 Vote

Possibility to exclude accountHolderType while creating account

What:When creating deposit account, accountHolderTypei s mandatory using our API. We can possibly remove it as the encoded key provided is unique for either Group or client.accountHolderTypestringThe type of the account holder (i.e CLIENT)truenone...

Created 13 Sep 10:16pm by Michael Ngangom

Deposits / Deposits

0
1 Vote

Return the account balance on authorization holds for cards module

Summary: As a card issuer I want to be able to check the card balance so I can inform the customer of the available amount.What: When creating and authorization hold the available balance of the account should be returned.Why: There are transactio...

Created 10 Sep 01:20pm by Rinaldo Igual Junior

Deposits / Deposits

0 Planned
2 Vote

Deposit interest rate change on product level should not recalculate interest accrued

Currently, when changing interest rate on deposit product, the change is propagated during EOD jobs to all accounts (according to APP-288) and interest accrued are recalculated based on the new interest rate.WHAT:To enable changing interest rate o...

Created 24 Jul 03:46pm by Bartosz Kolodziej

Deposits / Deposits

1
1 Vote

Block funds irrespective of the account state

What? Currently block funds cannot be applied if the account is in locked state. The Idea is to make this possible irrespective of the account state.Why? Locking for example could be imposed by the bank based on it's internal process and decision....

Created 6 Aug 08:25am by Sreejith Varma

Deposits / Deposits

0