Ideas for the Mambu Banking Engine

4 VOTE

Allow setting, changing and backdating the credit interest rate / interest rate source / margin/spread on active deposit accounts.

Allow setting, changing and backdating the credit interest rate / interest rate source / margin/spread on active deposit accounts.Relates to https://mambu.aha.io/features/APP-621

Created 9 months ago by Sascha Dannroth

Deposits / Deposits

0 Planned
2 VOTE

Negative index interest rates on deposits

What: Allow for the index rates on deposit to be negative. Why: A negative interest can be charged on a deposit account, i.e. instead of receiving money on deposits, depositors must pay regularly to keep their money with the bank. It's applicabl...

Created 8 months ago by Dorota Nosal

Deposits / Deposits

0
1 VOTE

Product ID attribute size to be increased from 16 chars

Most of our Mambu ID fields are restricted to 32 chars but the product ID is only 16.Some clients use standard UUIDs (from Java library) and they can not do this with the 16 char limit. NOTE: This idea applies to lending products as well as de...

Created 3 months ago by Guest

Deposits / Deposits

1
1 VOTE

Retrieve deposit account via card id

What?Create an API that allows retrieving a deposit account via the card's referenceToken that is linked to the account.Why?It is currently not possible to identify the deposit account to which a card is linked to based on the card's referenceToke...

Created 3 months ago by Sascha Dannroth

Deposits / Deposits

0
1 VOTE

Allow custom fields on authorisation holds

What?Enable the ability to record custom information for authorisation holds.Why?To post a foreign currency authorisation hold in Mambu, the foreign currency amount needs to be converted into the base currency of the account. In that case tenants ...

Created 4 months ago by Sascha Dannroth

Deposits / API / Deposits

0
1 VOTE

Allow booking “positive” financial transactions via card

What: Allow booking “positive” financial transactions via card that will credit customers account. Why: Needed to support deposit transactions made via card, e.g. card to card transfers, refunds or cash deposited at ATMs.

Created 4 months ago by Ancuta Covaci

Deposits / API / Deposits

0
1 VOTE

Ability to re-open closed deposit accounts via API

What?Currently, it is not possible to re-open a closed deposit account via API. This is only possible via the UI.Why?We should strive for at least functional parity between UI and API given Mambu's API-first philosophy.

Created 5 months ago by Sascha Dannroth

Deposits / API / Deposits

0 Already exists
1 VOTE

Debit, Credit and Total Account Locks

What?At the moment Mambu only supports a total account lock, that prevents all transactions on an account and suspends application of interest.Create a functionality that disallows debit, credit or all transactions on an account until the lock is ...

Created 9 months ago by Sascha Dannroth

Deposits / Deposits

0 Planned
1 VOTE

Specify Interest Payment Point frequency at account level

Allow the ability to set and change "When is the Interest Paid Into the Account?" at account level for new and active accounts. Today this setup is done at the product level.

Created 9 months ago by Sascha Dannroth

Deposits / Deposits

0 Planned
1 VOTE

Ability to charge conditional Withholding Tax [Australian Regulatory Requirement]

[Australian Regulatory Requirement]Use CaseIf Clients do not provide a TFN and they are not exempt from withholding tax (WHT) (like a pensioner), WHT is charged when interest is applied, if the interest income for the financial year projects to ex...

Created 9 months ago by Sascha Dannroth

Deposits / Deposits

0 Will not implement