Ideas for the Mambu Banking Engine

6 VOTE

Allow setting, changing and backdating the credit interest rate / interest rate source / margin/spread on active deposit accounts.

Allow setting, changing and backdating the credit interest rate / interest rate source / margin/spread on active deposit accounts.Relates to https://mambu.aha.io/features/APP-621

Created about 1 year ago by Sascha Dannroth

Deposits / Deposits

0 Planned
4 VOTE

Rounding of withholding tax (WHT) amounts

What?The ability to set a parameter to round the withholding tax (WHT) amount calculated.Why?In countries such as Russia this is a regulatory requirement. At the moment, it can be worked around via Mambu's manual fees.

Created 3 months ago by Sascha Dannroth

Deposits / Deposits

1
4 VOTE

Negative index interest rates on deposits

What: Allow for the index rates on deposit to be negative. Why: A negative interest can be charged on a deposit account, i.e. instead of receiving money on deposits, depositors must pay regularly to keep their money with the bank. It's applicabl...

Created about 1 year ago by Dorota Nosal

Deposits / Deposits

0
3 VOTE

Max withdrawal amount for specific transaction channels available for deposit account

What: At the account level, allow adding a max withdrawal amount for a specific transaction channel available for the account.Why: Currently, it’s possible to add limited availability for transaction channels, however this will be applied to all t...

Created 6 months ago by Ancuta Covaci

Deposits / Deposits

0
3 VOTE

Ability to calculate tiered interest by bands for credit interest on deposits

Currently, Mambu only offers calculating tiered credit interest by levels. For example: 0-$1,000 -> 5% $1,001 - $5,000 -> 10% If the balance on the account is $1,500, interest is calculated as 10% of $1,500. Banks often tier interest by...

Created about 1 year ago by Sascha Dannroth

Deposits / Deposits

0
2 VOTE

Allow custom fields on authorisation holds

What?Enable the ability to record custom information for authorisation holds.Why?To post a foreign currency authorisation hold in Mambu, the foreign currency amount needs to be converted into the base currency of the account. In that case tenants ...

Created 10 months ago by Sascha Dannroth

Deposits / API / Deposits

0
2 VOTE

Debit, Credit and Total Account Locks

What?At the moment Mambu only supports a total account lock, that prevents all transactions on an account and suspends application of interest.Create a functionality that disallows debit, credit or all transactions on an account until the lock is ...

Created about 1 year ago by Sascha Dannroth

Deposits / Deposits

0 Planned
1 VOTE

Ability to store Original Currency and Conversion Rate for Increase/Decrease of Auth Holds

What: To have the same fields that are available at creation of an Auth Hold transaction made available for Increase/Decrease of the same Auth Hold. Fields required - originalCurrency, originalAmount, exchangeRateWhy: For the same exact reason tha...

Created about 2 months ago by Nishant Parikh

Deposits / Deposits / API

0
1 VOTE

Deposit fee application in custom frequencies

What: Add an option to select if “Deposit Product Fees” is applied with different frequencies:Current Behavior: Monthly fee Apply Date Method:Monthly from activation First day of every month New Options: “every X number of days” or Daily fee From ...

Created 2 months ago by Kareem Barreto

Deposits / Fees / Deposits

0
1 VOTE

Product amendment with backdated financial changes impact

WhatAt Product level, once a global change needs to be performed, it might have a financial impact (interest change in my example). The scope of these changes should be defined, only one as been requested so far.WHYIn the example of a global inter...

Created 5 months ago by Tania Perroud

Deposits / Deposits

0