Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

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Unauthorised (technical) overdraft for withdrawals, or transfers to loans

WhatThe option to allow deposit accounts to go into a negative balance when either making withdrawals, or transfers to loan accounts (including automatic repayments from the settlement account).WhyBanks in some countries allow unauthorised overdra...

Created 15 Sep 07:18am by James Anderson

Deposits / Loans / Deposits

0
1 Vote

Create events for activities related to Locking Funds (used as a Guarantee on a loan account) on a Deposit Accounts

WhatCreate new events that can be used to create web-hooks on deposit accounts when the deposit account is used as Guarantee on a loan account. There should also be an another event, when the locked amount is released (loan is paid-off). The event...

Created 23 Jul 12:20pm by Paribartan Poudel

Deposits / Security / Notifications / Loans / Deposits

0
1 Vote

[Offset Loan] Make the interest saved due to the offset deposit account balance available for redraw

What?On an Offset Loan account with an Offset Deposit Account the interest is calculated as the Principal Balance - Offset Deposit Account Balance. If the Offset Deposit Account Balance for a given period is >0, then the interest calculated is ...

Created 23 Sep 11:33pm by Sascha Dannroth

Deposits / Loans

0