Ideas for the Mambu App

2 VOTE

Completion fee - applied at disbursement, due at last instalment

What: New upfront disbursement fee type which is applied at the moment of disbursement but does not become due until the last instalment. The fee needs to be shown in the schedule, increasing the last installment total expected/ due amounts. In ca...

Created 30 days ago by Szymon Klapcinski

Lending Dynamic Loans / Loans

0
1 VOTE

Loan Interest Pure Grace Period Defined in Days

What:Currently pure grace period can only be defined as a multiplier of a loan installment, an additional option to apply pure grace period defined in days at the beginning of the loan, for which interest is not charged at all, should also be avai...

Created about 1 month ago by Suzana Dejkanovic

Lending Dynamic Loans / Loans

0
1 VOTE

Add an option for “On Upcoming Pending Installment Only” prepayment to allocate the prepaid amount to the outstanding principal balance only, without marking the “current” installment as Paid

What: When the product is setup with “On Upcoming Pending Installment Only” prepayment allocation, either Reduce Number of Installments or Reduce Amount per Installment pre-payment recalculation, add an option to allocate the prepaid amount to the...

Created about 1 month ago by Ancuta Covaci

Lending Dynamic Loans / Loans

0
2 VOTE

An option for the start date of penalty calculations

What: An option to decide if penalties should be calculated:(a) from the scheduled repayment due date, i.e. including the arrears tolerance period, which is how the ‘Overdue Principal’ and ‘(Overdue Principal + Overdue Interest)’ penalty calculati...

Created 5 months ago by Dorota Nosal

Lending Dynamic Loans / Loans

0 Planned
1 VOTE

Allow to choose if penalties should be calculated for non-working days, regardless of the arrears tolerance setup

What: Allow to choose if penalties should be calculated for non-working days, regardless of the arrears tolerance setup.Why: To support a scenario when the non-working days should be excluded from the arrears tolerance period, but penalties should...

Created 3 months ago by Dorota Nosal

Lending Dynamic Loans / Loans

0
1 VOTE

Penalty after Maturity - Daily Posting Frequency (Dynamic Loans)

What: Allow for daily penalty accrual application after a loan account reaches maturity (i.e. after the last installment).Why: Currently, penalty accruing after maturity cannot be recognised (applied) on an account, unless a repayment is posted pa...

Created 3 months ago by Dorota Nosal

Lending Dynamic Loans / Loans

0 Planned
1 VOTE

Payments allocation to specific installments that are past due

What: Allow loan repayments to be allocated to specific loan installments that are past due (late).Why: Some organizations have a regulatory requirement to post direct debits to specific due installment that triggered the repayment, even if there ...

Created 4 months ago by Ancuta Covaci

Lending Dynamic Loans / Loans / Payments

0 Planned
1 VOTE

Payment Due Fees applied Due Dates (Dynamic Loans)

Why: For Dynamic Loans we currently apply "Payment due" fees at disbursal and not when a repayment becomes due. This has implications regarding income recognition, since all repayment due fees that will be due in the future are counted as incom...

Created 5 months ago by Irina Murgescu

Lending Dynamic Loans / Fees / Loans

0 Planned