Ideas for the Mambu Banking Engine

8 VOTE

Allow select Booking Date for Write-off transaction type (including Write-Off Adjustment)

What: Allow users to select Booking Date when posting or reversing Write off transactionsWhy: In some cases tenants need to choose a different Booking Date when writing-off or undoing a write-off as part of corrections/ reconciliations, for exampl...

Created 5 months ago by Alyona Gorlushko

Core Lending / Loans / Accounting

1
3 VOTE

Separate Receivable GL accounts for Interest Accrued and Interest Due

WhatAbility to link a separate receivable account (asset) to recognise interest accruals posted as part of the Interest Accrued Method configuration under Loan Product Accounting Rules. Please refer below for an example (also attached) of the requ...

Created 5 months ago by Gerard Loedolff

Core Lending / Loans / Accounting

0
5 VOTE

An option to change the monthly repayment due day on active installment loan accounts

What: A possibility to change the Repayment Day on existing and active Installment Loan accounts (Dynamic Term Loan). For example, if an account was created with payments due on every 10th of the month, it would be possible to adjust the account t...

Created 6 months ago by Dorota Nosal

Core Lending / Loans

0 Planned
0 VOTE

Link Repayments with instalments

What: show which instalments are paid by a Loan Repayment transaction.Why: To identify which instalments and balances within an instalment (Principal, Interest, Fees, Penalties) a Repayment has covered. For example:If a customer paid less than ful...

Created 7 months ago by Alyona Gorlushko

Core Lending / Loans

0
3 VOTE

First Due date offset constraints for schedules based on Fixed Days of Month

*What*: Ability to set first due date offset constraints for “Fixed Days of Month” option under “Payment Interval Method” section in the Loan Product setup defining the repayment schedule. This setup should allow tenants to define min and max numb...

Created 7 months ago by Szymon Klapcinski

Core Lending / Loans

0
3 VOTE

Compounded Interest Accrual for Loans

What: Add a new Compounded interest accrual for loans at Product level. Interest in such loans is not capitalized, but calculated based on principal + accrued interest compounded to date. Why: Compounded interest for loans is commonplace in some m...

Created 7 months ago by Rodrigo Ocampo

Core Lending / Loans

0
2 VOTE

Manual/custom allocation of repayments by the Fee Name

What: A possibility to allocate repayments to specific fees charged on an account based on the Name of the Fee/ its Encoded Key (not only based on the fee type). For example, if 3 different fees are captured as a Manual Fee Type: legal fees, state...

Created 7 months ago by Gerard Loedolff

Core Lending / Loans / Fees

0
1 VOTE

Custom repayments allocation option available for transfer transactions with API2.0

What: Extend the custom allocation feature implemented with APP-289 in order to allow for defining custom allocation from API 2.0 for transfer transactions. Why: This feature is important from the perspective of organisations that use settlement o...

Created 8 months ago by Dorota Nosal

Core Lending / Loans

0
3 VOTE

Custom repayments allocation option available from the UI for repayment and transfer transactions

What: Extend the custom allocation feature in order to allow for defining custom allocation via UI, both for repayment transactions (implemented via APIs with APP-289), as well as transfer transactions from the deposit/ settlement accounts (raised...

Created 8 months ago by Kareem Barreto

Core Lending / Payments / Loans

0
1 VOTE

Fee only instalments for loans

WhatAllow schedules to easily be created with fee-only instalments.WhySome organisations do not take principal and interest every month, but may take fees. At present, the only way around this requires either editing the schedule of a fixed loan, ...

Created 9 months ago by James Anderson

Core Lending / Loans / Fees

0