Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

1 Vote

Define disbursement fees per tranche in loan creation form for Tranched Loans

What: Ability to specifiy disbursement fees per tranche in the loan creation form for tranched loansWhy: This is a required field to book (create and approve) and post a disbursement fee for a loan using the tranched loan product configuration in ...

Created 23 Jul 12:53pm by Gerard Loedolff

Loan Lifecycle

0 Shipped
3 Vote

HOLD feature for pacs.002

What: Introduce mechanism which allows to manage RJCT pacs.002 · Implement a separate "hold" feature for RJCT messages;· Have the configuration option on the Payment Gateway level - Hold RJCT Processing / Reverse automatically;· Create an alert...

Created 15 May 01:32pm by Alyona Gorlushko

Payments

0 Shipped
1 Vote

An option to include interest, fees and/or penalty in the payment due amount calculated as " % of outstanding principal balance" for rev. credit

WhatOptions to define on a product level to include interest, fees and/or penalty balances (separately) in the payment due amount for revolving credit accounts with repayment method: " % of principal balance" whereby due amount should be calculate...

Created 22 Apr 03:11pm by Szymon Kłapciński

Revolving & Credit Cards / Loans

0 Shipped
2 Vote

Payment Holidays, Phase 1

Why: In some special cases when the customers might be in difficulty to pay their loan, like the current pandemic, organisations should offer clients holidays from their repayments. What:To ease the process Mambu is now offering the Payment Holida...

Created 23 Mar 11:09am by Irina Murgescu

Loan Lifecycle

0 Shipped
2 Vote

Schedule recalculation in a situation of negative principal error at loan account origination - Dynamic EMI Optimised loans

What: Recalculate a loan account's schedule in a situation of the negative principal error at loan account origination for Dynamic EMI Optimised loans. Since this situation can only occur in the scenario when installment due dates are moved due to...

Created 24 Sep 01:21pm by Dorota Nosal

Loan Lifecycle / Loans

0 Shipped
1 Vote

Option to not charge overdraft interest if end of day balance is >=0

WhatAn option to not charge overdraft interest if the end-of-day balance is greater than or equal to 0, even if a different balance is used for the calculation itself (e.g. minimum daily balance).WhyThe current behaviour is that the minimum balanc...

Created 29 Jul 11:42am by James Anderson

Deposits / Deposits

0 Shipped
1 Vote

Ability to Apply a Manual Fee to a Past (already due) Instalment for Revolving Credits

What: To have the functionality to be able to apply a Manual Fee that has been set up on the Product level via API and UI on to a particular Instalment in the past which is not marked as "Paid". The Fee Application transaction should still have th...

Created 12 Jun 10:33am by Nishant Parikh

Revolving & Credit Cards

0 Shipped
4 Vote

Allow EOD CronJobs application at configurable time

What?Allow to specify a time when the End-of-day (EoD) CronJobs should start processing, including at any time before midnight in order to close the business day earlier. The organizations should be able to decide when to execute the EOD CronJobs....

Created 7 May 10:05pm by Kareem Barreto

Loan Lifecycle

2 Shipped
1 Vote

Add "Penalty Accrued" Placeholder in notifications related to loan accounts

What: Add "Penalty Accrued" Placeholder in "Account in Arrears" for X days notifications.Why: to send a notification to collections agency informing them about the total balance of the account at the moment it is handed over to a collection's agen...

Created 28 Mar 05:46pm by Dorota Nosal

Loan Lifecycle / Notifications

0 Shipped
1 Vote

Block funds on deposit accounts

What?The ability to lock amounts on deposit accounts similar to what we already have in place when deposit account balances are used as guarantees for loan accounts.The blocked amount should reduce the available balance on the accountThe blocked a...

Created 1 Mar 01:01am by Sascha Dannroth

Deposits / Deposits

1 Shipped