Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

9 Vote

Option to charge a different VAT tax on different loan fees

What - allow to apply/ charge a different VAT tax % on different fees, i.e. have an option to choose which fees have VAT, what % of the VAT and which don't have the VAT charged at all. Ideally, this should be configurable on the fee setup level (a...

Created 1 Mar 10:48am by Nishant Parikh

Fees, Penalties, Taxes

0 Planned
8 Vote

Allow applying Loan Manual Fees backdated via UI

Currently, we only allow applying a Loan Manual Fee via API 1.0 and API 2.0, but users may also want to do this via the interface if someone couldn't apply a fee in the required day.RequirementsAllow users to apply a manual fee backdated from the ...

Created 10 Oct 07:58am by Guest

Fees, Penalties, Taxes

1
7 Vote

Editing Flat Disbursement fees via APIs before Disbursement

What: Allow editing flat disbursement fees, with undefined amount in the product configuration, before Disbursement and via API (PATCH). Same as from the UI, this should be possible for accounts in "Pending Approval" and "Partial Application" stat...

Created 11 Jan 12:13pm by Dorota Nosal

Fees, Penalties, Taxes

0 Planned
7 Vote

Payment Due fees definable at account level

What: allow setting up Payment Due fees (all types) at Product level with amounts left blank (not predefined), so that it can be specified for each account, at account creation (could be added to the "Disbursement Details" and should editable unt...

Created 4 Apr 11:57am by Dorota Nosal

Fees, Penalties, Taxes

0 Planned
5 Vote

Include details of fees when GETting loan schedule via API

What:A possibility to retrieve details of fees expected, due and paid when GETting the schedule via API. Ideally, the response should include the name of the fee, type of the fee and amount allocated per instalment. For example, if two manual fees...

Created 15 Jul 02:28pm by Gerard Loedolff

Fees, Penalties, Taxes

0
4 Vote

Add fees param for loan preview via API

Why: In the case of capitalized fees the schedule is calculated based on this values as well, but currently the fees can't be provided as input. The current preview is not relevant if capitalized fees are part of the potential disbursal. Technic...

Created 5 Apr 02:01pm by Alin Burlacu

Fees, Penalties, Taxes

1
4 Vote

Automatic Pay-off fee

What Add a new fee trigger - "Loan Pay-off". The fee calculation options should be: no amount (manual), fixed amount, % of outstanding loan balance. Why Most organizations charge a fee for early loan settlement. Ideally, this fee should be automat...

Created 31 Jul 03:13pm by Rodica Levitchi

Fees, Penalties, Taxes

0
3 Vote

Fee Amortisation using a daily EIR income recognition

What: a new amortisation method for disbursement fees for daily EIR income recognition (detailed calculations attached in an excel file).From the accounting perspective, the debit and credit postings will be the same as for any fee amortisation, i...

Created 21 Mar 01:55pm by Dorota Nosal

Fees, Penalties, Taxes

0
3 Vote

Payment Due Fees applied Due Dates (Dynamic Loans)

Why: For Dynamic Loans we currently apply "Payment due" fees at disbursal and not when a repayment becomes due. This has implications regarding income recognition, since all repayment due fees that will be due in the future are counted as incom...

Created 27 Nov 08:56am by Irina Murgescu

Fees, Penalties, Taxes

0 Planned
3 Vote

An option for the start date of penalty calculations

What: An option to decide if penalties should be calculated:(a) from the scheduled repayment due date, i.e. including the arrears tolerance period, which is how the ‘Overdue Principal’ and ‘(Overdue Principal + Overdue Interest)’ penalty calculati...

Created 26 Nov 05:53pm by Dorota Nosal

Fees, Penalties, Taxes

0 Planned