Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

1 Vote

Revolving credit cards disbursement paid in instalments

What: It is a recurring requirement to be able to pay in installments an amount made with a credit card.When making a disbursement in a revolving credit, exists the possibility of being able to pay that balance in installments.Why: To be able to c...

Created 20 Jan 06:01pm by Nicolas Baccino

Revolving & Credit Cards / Loans

0
1 Vote

Enable Billing cycle for Principal Payment as % of Outstanding Principle

Enable Billing cycle for Principal Payment as % of Outstanding Principle

Created 13 Jan 10:41am by Sreejith Varma

Revolving & Credit Cards

0
5 Vote

Interest rates per transaction channel

WhatThe ability to set different interest rates per transaction type when dealing with revolving credit accounts.WhyThe pricing structure of certain credit cards may require different interest rates to be used for different types of transaction, s...

Created 16 Jul 09:52am by James Anderson

Revolving & Credit Cards / Loans

0 Planned
6 Vote

Card authorization hold deletion event to the streaming API

Currently there is an event in the steaming API for the creation, increase, decrease, expire and settlement of the holds but there is no event for the reversion / deletion of the authorization hold.This is also needed to be able to tell what is th...

Created 1 Jun 07:29am by Gary Orendi

Revolving & Credit Cards / API

1
3 Vote

Individual grace periods per transaction

WhatDifferent grace periods for individual transactions, i.e. individual disbursements posted on a revolving credit account. WhyIt is a standard in the UK that different credit card transactions will have their own interest free periods.For instan...

Created 27 Jul 12:57pm by James Anderson

Revolving & Credit Cards / Loans

0 Planned
2 Vote

Enable prepayment allocation to the first upcoming instalment on the revolving credit account.

WhatEnable prepayment allocation to the first upcoming instalment on the revolving credit account. Even though installment does not exist at the time of prepayment, actual installment calculation could check what was accumulated prepaid amount aft...

Created 18 Sep 03:48pm by Tom Drincic

Revolving & Credit Cards / Loans

0
3 Vote

An option to apply late repayment fees on a revolving credit loans with total due payment: % total balance repayment

What: An option to apply late repayment fees on a revolving credit loan with repayment amount: total due payment as a % total balance repayment. Why: Some organizations would like to charge late fees (flat or % or repayment principal amount) if th...

Created 7 Nov 02:58pm by Gerardo Cabral

Revolving & Credit Cards / Loans

0 Will not implement
5 Vote

Allow applying manual Flat Fees when balance is 0 on Revolving Credit accounts

What: Allow applying manual Flat Fees for active Revolving Credit loan accounts that have 0 balance.Why: Organizations need to be able to apply fees as long as the client has a credit limit available, for example, monthly administration fee.

Created 12 Nov 05:23pm by Ancuta Covaci

Revolving & Credit Cards

3
1 Vote

Ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement

WhatFor Revolving credit account (could be coupled with billing cycles or not), ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement (each new end of billing cycle that had some new...

Created 12 Aug 10:55am by Gerard Loedolff

Revolving & Credit Cards

0 Planned
1 Vote

Payment allocation order based on transaction channel

WhatA payment allocation order for revolving credit accounts, based on the amount disbursed through each transaction channel.WhyDifferent types of transaction performed with credit cards in the UK are often subject to such hierarchies, as the foll...

Created 28 Jul 07:09am by James Anderson

Revolving & Credit Cards / Loans

0 Planned