Ideas for the Mambu Banking Engine

1 VOTE

An option to apply late repayment fees on a revolving credit loans with total due payment: % total balance repayment

What: An option to apply late repayment fees on a revolving credit loan with repayment amount: total due payment as a % total balance repayment. Why: Some organizations would like to charge late fees (flat or % or repayment principal amount) if th...

Created 28 days ago by Gerardo Cabral

Revolving & Credit Cards / Loans

0
1 VOTE

Allow negative balance for revolving credit accounts

What?Allow a negative balance on revolving credit accounts.Why?More and more customers use revolving credit products with a high volume of transactions in credit-card-like products. This increases the chances of a transaction refund being required...

Created 2 months ago by Sascha Dannroth

Revolving & Credit Cards / Loans

0
1 VOTE

Send notifications prior to due date for Revolving Credit

What: Send notifications prior to the due date for a Revolving Credit loan (as a reminder). Currently no schedule is created up until the due date for this product so no event is available as a trigger. It is there for only possible to send this n...

Created 3 months ago by Gerard Loedolff

Revolving & Credit Cards

0
4 VOTE

Allow applying manual Flat Fees when balance is 0 on Revolving Credit accounts

What: Allow applying manual Flat Fees for active Revolving Credit loan accounts that have 0 balance.Why: Organizations need to be able to apply fees as long as the client has a credit limit available, for example, monthly administration fee.

Created about 1 year ago by Ancuta Covaci

Revolving & Credit Cards

2 Planned
3 VOTE

Flat Repayment Amount for Revolving Credit

WhatAdd Flat Repayment Amount option for Revolving Credit which would be a fixed flat amount expected with each installment.WhyCurrently Mambu supports various repayment amounts options, such as Minimum Principal Repayment Amount and so on. Noneth...

Created 11 months ago by Monica Branzan

Revolving & Credit Cards / Loans / Payments

0 Planned
3 VOTE

Add "Interval" type as a Payment Interval Method for Revolving Credit Loan

What: To allow for an "Interval" which can be be defined by the User under the Payment Interval Method for Revolving Credit Products just like we allow for Dynamic/Fixed Loans. Why: Tenants would like to offer their clients a loan repayment sche...

Created 12 months ago by Nishant Parikh

Revolving & Credit Cards

0 Planned
1 VOTE

Placeholder for Available Amount of revolving credit accounts

WhatThe available amount available as a documents placeholder for revolving credit loans.WhyThis figure can be reached by subtracting the loan amount by the principal balance, but having this as a placeholder would allow to retrieve this in the do...

Created 10 months ago by Szymon Klapcinski

Revolving & Credit Cards / Loans

0
1 VOTE

Display available amount in GET response for revolving credit loans

What The available amount returned when GETting a revolving credit loan's details. Why It can be reached by subtracting the loan amount by the principal balance, but this requires more work on the tenant's side. The available amount is also ...

Created 10 months ago by James Anderson

Revolving & Credit Cards / API / Loans

0
1 VOTE

An option to apply penalties on a revolving credit loans with total due payment: % total balance repayment

What: An option to apply penalties on a revolving credit loans with % total balance repayment. Why: Some organisations would like to charge additional penalty interest if the clients are not making payments on time.

Created about 1 year ago by Dorota Nosal

Revolving & Credit Cards / Loans

0
1 VOTE

Redraw Facility for Revolving Credit

What?Customers can "redraw" any principal that they have repaid in excess of the scheduled balance (see LNN-I-3).A redraw facility is only available for loans in a variable interest rate period.Why?It allows borrowers to repay as much as they can ...

Created about 1 year ago by Sascha Dannroth

Revolving & Credit Cards / Loans

0 Will not implement