Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

2 Vote

Enable prepayment allocation to the first upcoming instalment on the revolving credit account.

WhatEnable prepayment allocation to the first upcoming instalment on the revolving credit account. Even though installment does not exist at the time of prepayment, actual installment calculation could check what was accumulated prepaid amount aft...

Created 18 Sep 03:48pm by Tom Drincic

Revolving & Credit Cards / Loans

0
5 Vote

Interest rates per transaction channel

WhatThe ability to set different interest rates per transaction type when dealing with revolving credit accounts.WhyThe pricing structure of certain credit cards may require different interest rates to be used for different types of transaction, s...

Created 16 Jul 09:52am by James Anderson

Revolving & Credit Cards / Loans

0 Planned
6 Vote

Card authorization hold deletion event to the streaming API

Currently there is an event in the steaming API for the creation, increase, decrease, expire and settlement of the holds but there is no event for the reversion / deletion of the authorization hold.This is also needed to be able to tell what is th...

Created 1 Jun 07:29am by Gary Orendi

Revolving & Credit Cards / API

1
2 Vote

Individual grace periods per transaction

WhatDifferent grace periods for individual transactions, i.e. individual disbursements posted on a revolving credit account. WhyIt is a standard in the UK that different credit card transactions will have their own interest free periods.For instan...

Created 27 Jul 12:57pm by James Anderson

Revolving & Credit Cards / Loans

0 Planned
1 Vote

Ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement

WhatFor Revolving credit account (could be coupled with billing cycles or not), ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement (each new end of billing cycle that had some new...

Created 12 Aug 10:55am by Gerard Loedolff

Revolving & Credit Cards

0 Planned
1 Vote

Payment allocation order based on transaction channel

WhatA payment allocation order for revolving credit accounts, based on the amount disbursed through each transaction channel.WhyDifferent types of transaction performed with credit cards in the UK are often subject to such hierarchies, as the foll...

Created 28 Jul 07:09am by James Anderson

Revolving & Credit Cards / Loans

0 Planned
2 Vote

Interest grace period between end of a billing cycle and a due date on revolving credit (credit card)

What:An option to not accrue interest for the principal disbursed during the billing cycle until the Due Date.Why:Some customers start charging interest for the credit card transactions only after the first Due Date following the billing cycle in ...

Created 22 Apr 02:53pm by Szymon Kłapciński

Revolving & Credit Cards / Loans

0 Planned
1 Vote

Schedule creation for upcoming installments based on % of outstanding balance at last disbursement/billing cycle

WhatFor Revolving credit account (could be coupled with billing cycles or not), each new end of billing cycle that had some new purchases (or at each disbursement when there is no billing cycle) creates the schedule for upcoming months with the sa...

Created 7 Jul 04:50pm by Tom Drincic

Revolving & Credit Cards / Loans

0
1 Vote

Retrieve revolving credit loan account via card id

What?Create an API that allows retrieving a revolving credit loan account via the card's referenceToken that is linked to the account.Why?It is currently not possible to identify the revolving credit loan account to which a card is linked to based...

Created 7 Jul 09:14am by Dorota Nosal

Revolving & Credit Cards / Loans / API

0
3 Vote

An option to apply late repayment fees on a revolving credit loans with total due payment: % total balance repayment

What: An option to apply late repayment fees on a revolving credit loan with repayment amount: total due payment as a % total balance repayment. Why: Some organizations would like to charge late fees (flat or % or repayment principal amount) if th...

Created 7 Nov 02:58pm by Gerardo Cabral

Revolving & Credit Cards / Loans

0 Will not implement