Mambu Banking Engine

Ideas aimed to improve the current experience provided by the Mambu Banking Engine.

1 Vote

Ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement

WhatFor Revolving credit account (could be coupled with billing cycles or not), ability to calculate instalment due as % of outstanding principal at the moment of last billing cycle end/disbursement (each new end of billing cycle that had some new...

Created 12 Aug 10:55am by Gerard Loedolff

Revolving & Credit Cards

0 Planned
1 Vote

Payment allocation order based on transaction channel

WhatA payment allocation order for revolving credit accounts, based on the amount disbursed through each transaction channel.WhyDifferent types of transaction performed with credit cards in the UK are often subject to such hierarchies, as the foll...

Created 28 Jul 07:09am by James Anderson

Revolving & Credit Cards / Loans

0 Planned
3 Vote

Individual grace periods per transaction

WhatDifferent grace periods for individual transactions, i.e. individual disbursements posted on a revolving credit account. WhyIt is a standard in the UK that different credit card transactions will have their own interest free periods.For instan...

Created 27 Jul 12:57pm by James Anderson

Revolving & Credit Cards / Loans

0 Planned
5 Vote

Interest rates per transaction channel

WhatThe ability to set different interest rates per transaction type when dealing with revolving credit accounts.WhyThe pricing structure of certain credit cards may require different interest rates to be used for different types of transaction, s...

Created 16 Jul 09:52am by James Anderson

Revolving & Credit Cards / Loans

0 Planned
1 Vote

Ensure Penalties on Revolving Products with Total Due Payment: % of Outstanding Principal Balance

What: An option to apply penalties on a revolving credit loans with Total Due Payment - % of Outstanding Principal Balance. Why: Some organisations would like to charge additional penalty interest if the clients are not making payments on time.

Created 22 May 06:23am by Irina Murgescu

Revolving & Credit Cards / Loans

0 Planned
1 Vote

Improve cron jobs execution times for revolving accounts

Why:For tenants with a huge number of revolving loan accounts the execution time of the daily crons can exceed 6 hours. Some tenants are running custom processes after the execution of the cron jobs and those processes should be completed until th...

Created 7 May 11:53am by Irina Murgescu

Revolving & Credit Cards / Loans

0 Planned
3 Vote

Billing Date for Revolving Credit / Credit Cards

WhatSupport Bill Date in Mambu, where the Bill Date precedes the Payment Due Date and the Bill Date is the date when the invoice is issued (currently not supported) and the Payment Due date is the date when repayment is expected (currently support...

Created 13 Feb 11:04am by Mark Kershaw

Revolving & Credit Cards / Loans / Notifications

0 Planned
5 Vote

Taxes for revolving credit products

What Enable taxes for revolving credit products, like can be enabled for most other loan product types. Why Some organisations are legally required to pay and report taxes on interest, fees and penalties, but if they also wish to offer revol...

Created 29 Nov 02:31pm by James Anderson

Revolving & Credit Cards / Loans

0 Planned