The idea is to define/ indicate the product during creation of notification templates. Notification might concern to all products or to some particular ones or for several products.
Exp. : for one type of loans – we are sending one type of appropriate agreement and invoice by Email, which is totally different for other products.
Also SMS notifications will have to be different.
Exp.: for one type of loans we notify customers with SMS in each tree days about arrears which is in case of other type of loans is 10 days period.
the same need for Web Hook