What: Support secondary P2P loan marketplaces by allowing to change funders for a active fractionalized loans.
The functionality would allow assigning the fractions already funded for a P2P loan to new investors, which would replace the original investor of said fraction.
For example, investor A would be replaced by a new investor in the loan, B. Investor B would use his own funding account to replace A's current principal fraction. Investor A would be reimbursed their principal amount in their funding account and will no longer be funding the loan.
Investors should also be able to assign only part of their investment to a new investor.
Support API availability for this.
Why: Many P2P organizations want to have a secondary market in which loan funders can sell their fractions of already funded loans to other funders, while the organization charges a fee for the service. This brings several advantages for the model, as it allows funders to cash out early for any of their funded loans and other investors to invest in loans that already have a proven track record.