Ideas for the Mambu Banking Engine

Option to not charge overdraft interest if end of day balance is >=0

What

An option to not charge overdraft interest if the end-of-day balance is greater than or equal to 0, even if a different balance is used for the calculation itself (e.g. minimum daily balance).

Why

The current behaviour is that the minimum balance is used, even if nothing remains outside of the account overnight, but some organisations may not wish this incur a charge to their customers.

  • James Anderson
  • Jul 29 2019
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