Ideas aimed to improve the current experience provided by the Mambu Banking Engine.
What: Allow applying manual Flat Fees for active Revolving Credit loan accounts that have 0 balance.
Why: Organizations need to be able to apply fees as long as the client has a credit limit available, for example, monthly administration fee.
Yes, this use case is very common. When the line is approved, the fee shall be charged.
New10 needs this, currently we need to do an ugly trick(1 ct disbursement, apply fee, 1ct repayment) to get this done, which has some ugly side effects.
We have a monthly subscription fee for using the credit line and it would be a perfect use case for us.
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