What: Allow for daily penalty accrual application after a loan account reaches maturity (i.e. after the last installment).
Why: Currently, penalty accruing after maturity cannot be recognised (applied) on an account, unless a repayment is posted paying the amount of the penalty accrued. This causes issues because:
Note: this is currently only applicable to the penalty calculated on the outstanding principal balance (since penalties calculated on the overdue balance are applied daily in any case).