As a payment service provider, I need to be able to retrieve available information on direct debit mandates as well as about creditor-driven direct debits executed on the consumer’s payment account in the previous 13 months so that I comply with regulatory requirements of the Payments European DIRECTIVE 2014/92/EU (Art.10 Nr.3.) referring to account switching services requirements.
What: Enhance reporting capabilities on direct debits by adding a possibility to retrieve available information regarding on:
direct debit mandates setup from a given account (outgoing DD #PMT-16);
about creditor-driven direct debits executed on the consumer’s payment account in the previous 13 months (incoming DD #PMT-1)
Why: To comply with the regulatory requirements of the DIRECTIVE 2014/92/EU (https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32014L0092&from=EN)
With the recent 1.7.0 Payment version release, it's possible to GET the details about a submitted Direct Debit Collection Instruction using the collectionId, but not all the collection instructions on a given account.